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HOME                               ACT                       DEPARTMENT                          KSAMB                          CONTACT US                          ಕನ್ನಡ ಆವೃತಿ              
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This scheme is in force since 1994-95 in 132 markets of the State. Loans up to Rs.2,00,000-00 or 60% of the value of the agricultural produce may be paid to the farmers against the pledge of their agricultural produce. The period of advance shall not exceed 180 days from the date of pledging of the produce. No interest shall be charged for the first 90 days from the date of disbursement of the advance and there after interest shall be charged at the following rates-



Rate of Interest


Up to Rs.25,000

4% Per annum


Rs. 25,000/- and above but below Rs.50,000/-

6% Per annum


Rs.50,000/- and above but below Rs.1.00 lakh

8% Per annum


Rs.1.00 lakh and above but below Rs.2.00 lakhs

10% Per annum

The market committee will take adequate steps to safeguard the pledged produce against fire, theft and such other risks, and arrange for periodical fumigation at the cost of the market committee.


The market committee may also except ware house receipts issued to a produce-seller by the Karnataka State Ware Housing Corporation or Central Ware Housing Corporation or such other co-operative societies as notified by Director of Agricultural Marketing from time to time and grant short term advance on the pledge of such receipt.



The Karnataka State Agricultural Marketing Board is implementing “Raitha Sanjeevini” Accidental Insurance Scheme for the benefit of all the Agriculturist of Karnataka. If a farmer or his family members in the age group of 15 to 60 dies while performing the agricultural operations or selling agricultural & horticultural commodities in the market yards etc.,



Max.Insurance Amount


In case of death



Rs. loss of two hands or two legs



Loss of Two Eyes



Loss of One Eye



Loss of One Hand OR One Leg



Loss of Hand and Leg Fingers(for each finger)



Break of Waist


The financially viable APMCs contribute to the Raitha Sanjeevini Scheme managed by the KSAMB. From 1996-97 to till date, 10333 farmers have been sanctioned Rs.38.62 crores crores under this scheme.



To help the farmers from distress sale, Floor Price Scheme has been formulated. Government will declare Minimum Support Price and arrange for procurement of the same. For the purpose, Revolving Fund has been set up. Market committees in the State contribute 0.4% of the market fee collected every month. The KSAMB will manage the fund. The scheme is first of its kind in the country and many States are evincing keen interest to adopt the same in respective States for the benefit of farming community.


From the year 1999 till date 10,19,578 farmers have benefited under the scheme. Rs.3108.73 crores have been revolved for the purpose of procurement of agriculture and horticultural produce since 1999-2000 till date


The Karnataka State Agricultural Marketing Board is implementing Aam AdmiVima Scheme for the benefit of hamals, cartsmen and weighmen working in 161 APMCs.  Every ‘Shramik’ who wants to be a member of the said scheme has to contribute a premium of Rs.100 per annum. The Government of India under the Social Security Scheme releases Rs.100 per person registered under this scheme to LIC.  The Scheme is in force from 01-10-2000. Under this Scheme if a person dies naturally he gets a compensation of Rs.300,000. If the death is due to accident then the compensation to be paid is Rs.75,000.                     From the year started to till date Shramiks numbering 3,51,968 have registered their names under the Aam admi Vima Jojana and 2099 beneficiaries have been sanctioned a compensation of Rs.5.89 crores


The Rajiv Gandhi Rural Housing Corporations has also come forward to construct houses for licensed hamals working in the APMCs of Karnataka. As many as 5000 hamals have been covered under this scheme. So far 808 working hamals have been identified as beneficiaries. The total cost of house is Rs.40,000/-. The State Government sanctions a subsidy of RS.10,000 for each house. So far Rs.80.80 lakhs has been released. The licensed hamal has to contribute Rs.5,000. The balance amount of Rs.25,000 will be sanctioned as loan by Rajiv Gandhi Rural Housing Corporation. This amount is to be repaid by the licensed hamal in 15 years at the rate of Rs.297 per month. The scheme has been financed and is under implementation.


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